If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. CPN Programs I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Luxury Apartment Approval Tips| What They Won'T Tell You| Guaranteed Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. Applications with co-tenants must be completed by all renters for the application to be processed. You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. Everything went smooth and we arranged the details additionally over the phone. Can the Insurent Program help me if I have terrible credit? One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. Less scrupulous landlords know this and capitalize on it to extract extra cash from you up front on fees like background checks. Marquita B. Can I still qualify for an Insurent Lease Guaranty? The 5 star review is beyond fake. 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. I am self-employed and my earnings vary significantly from year to year. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! Guaranty fees for two year leases are approximately 85% higher than a one year lease guaranty, 18 month leases are approximately 39% higher, and 16 month leases are approximately 23% higher than a one year lease guaranty. These cookies ensure basic functionalities and security features of the website, anonymously. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Now, I've been able to purchase a home and get back on my feet. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. The approval Click Here to fill out an Online Pre-Qualification form. duh should have done this weeks back instead of trying to figure this all out myself!!! These cookies will be stored in your browser only with your consent. Submit a copy of Copy of Drivers license or Passport and Visa (if Non-US) and School ID and parents passport and income verification or bank letter. Our program eliminates the hassle of finding a suitable co-signer. Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. They have ONE number that always goes to voicemail, but they always text. We walk you thru the process. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. Ive recommended them to over 4 people and Ill continue to recommend them. 2014 SINCE We help people get their new homes since 2014 non-stop. Insurent is continuously expanding its base of certified buildings. Information is deemed reliable but not guaranteed. GUARANTEED RENTAL APPROVAL; . Instant Approval Credit Cards vs. Instant Use vs. Guaranteed Approval 4: MOVE IN We process all Rental Credit applications on your behalf! Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Contact. On Monday I submitted all requested paper work including personal information. The cookies is used to store the user consent for the cookies in the category "Necessary". Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. We remove the risk of rent loss from the equation. I was turned down and almost forced to reside to live in less than ideal apartments. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? I'm really hoping to at least speak to someone. Again, ONE question and one of their employees became enraged and defensive. Credit Scores don't matter. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. There is no such thing as guaranteed loan approval. We specialize in connecting you with the home of your choice, regardless of past credit challenges. These cookies track visitors across websites and collect information to provide customized ads. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. That is why our Leasing Program allow clients That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. If you want proof let me know.P.S. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to. See Fewer. This business was made for me! they can assist. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). If your ready to find your new home let us help. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. Our agents are available from 10 to 7 CST. Opt-In Form- Get Free Email Updates! Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. No negative impact to your tax status. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. And that wasn't even the worst possible outcome. This company is literally a scam. They're strict, but considering the business they're in, it's to be expected. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. It goes against our guidelines to offer incentives for reviews. Thank you Alanda and Robert you truly are Angels Im Disguise. Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. I just reported them to BBB (Better Business Bureau). I cant thank them enough for helping to bridge the gap. We are a FREE referral service. Need No Credit Check Apartments or Lease Guarantor? We can Help! We'll be your co-signer. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. Guaranteed Approval : r/ApartmentHacks I received excellent service from this company. Yes, the Insurent Lease Guaranty Program is available for market-rate and rent-stabilized apartments, and not for rent-controlled apartments. What else to say?Nothing makes us happier! The staff was very friendly, and worked with me to secure a lease. Fast Affordable Reliable. Look into the future even if you have a low credit score. We get you Approved. Brokers and Leasing Agents benefit by being able to close deals quickly. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. | Privacy Policy The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. We've. We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. And got treated with such disrespect. However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. If she had wired any cash, it would have been gone without a trace. Our Apartment Approval Program is the best in the nation. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? "By the time you discover the keys don't work, they're long gone.". I seriously recommend! I asked ****** if the apartment was going to work with them if I pay the fee and I was told the person handling everything is very good at what they do and would not ask for a deposit if she didnt think they would get approved. This cookie is set by GDPR Cookie Consent plugin. But even that may not be enough. We've already gotten denied once and i'm . My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. We also qualify international students with Responsible Parties. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. I was able to secure an apartment Downtown Charlotte within walking distance from where I work, restaurants, and shopping! And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. previous eviction, bankruptcies, Work more efficiently with pre-approved renters. "If it doesn't feel right, it probably isn't right," Mermelstein said. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. However, you may visit "Cookie Settings" to provide a controlled consent. In the event that you are relocating from outside the U.S., the Responsible Party would be in your home country and the tests above relate to their income or cash liquid assets in their home country or elsewhere. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify That can mean looking up the person online and calling the office to make sure you're dealing with a legitimate agent. I was a client for 4 years while my BK13 case ran its course. The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. I was unsure about them at first, but took the risk. Per our website it states the minimum income for our program is $4,500 a month household income. We followed up with places he suppose to contact and he didnt. United States | Second Chance Rental Program - Ways 2 Rent They're taking a big risk on you. Nardo's story is not uncommon. In the event that a building you are interested in is not currently in our database, please notify Insurent by email to. "Their excuse was that I must have not understood. Learn more about Birdeye. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. Get more reviews from your customers with Birdeye. 1: APPLY Apply at a participating property. Use a cashier's check (which is easier to trace) or a credit card when possible. Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. Once we have a completed application, we can have an approval certificate for you in just a matter of hours. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . They are very clear about this on their website the helped me and my son out of an abusive situation and able to rent a gorgeous apartment. They only get the information they need to approve your rental. Transunion & Equifax will reflect your solid payment history. This place and *********************** took money from my family after losing our home following covid. NO CREDIT CHECK Preserve your credit with no credit check qualification. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . No. 4.6. Ryan Coon, CEO of online property management platform. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. You probably won't ever get it back," Coon said. Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. Pre-qualification Form SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. It does not store any personal data. Ready to rent a new Home. We are specialists in helping renters with damaged credit qualify for apartment leases. Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. We will cover rent and damages up to 3x the rent. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. View the Tenant Participation Agreement. More Approvals The 8 Best Guaranteed Approval Credit Cards for Bad Credit Our helpful staff are waiting. I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. We help people get their new homes since 2014 non-stop. We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? Self employed renters are almost one-third of our business. All applicants and others considering to use the service must qualify with the same rules. I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. After I did my application they worked with me to look for a place I liked. 250 E Acacia St. Maplewood Apartment Homes. November 2007. I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. Cookie Settings Accept All OneApp Guarantee is the solution for renters with challenges like income, less-than-perfect credit or rental history hiccups. Our Program has a 100% success rate for approvals. The guaranty fee is per lease, not per person. View the Financial Guide to Renting The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. I applied 48hours ago and haven't been contacted. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Situated at adjacent to Imperial Highway, near State Route 57. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. Hold up your end of the deal and so will they. I would like a refund for the $620 admin fee. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. 10.000 Families we helped IN 2018 What else to say? By clicking Accept All, you consent to the use of ALL the cookies. We are the #1 Apartment Approval Company in the nation. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. When is the Insurent Lease Guaranty issued to the Landlord? Corporations. We manually search for a match for you once we receive your request. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. But first, it's important to understand what a personal loan is and is not. Nationwide Guarantors is here to help renters with damaged credit qualify for the place they love while at the same time protecting landlords against rent loss. Yes. Each of our second chance rental specialist has the experience and expertise in their perspective fields.