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Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. 0000009156 00000 n
Update the app and try again. You can also update it there if youre not on the latest version. damage that exceeds normal wear and tear. I know it's not possible to do it online. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. What are the best credit cards for bad credit with no deposit and instant use? 0000008137 00000 n
endobj https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. This will let you manage your myki as you would a physical myki card. Pay down your credit card debt. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! 0000001755 00000 n
Under Other, select Transfer. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. endobj If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Student passes and concession cards cant be replaced online or over the phone. How can I check the balance of my myki card? 0000001606 00000 n
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Image what could have been done with a billion fucking dollars. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. 8:35pm Feb 8, 2020. No. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. How to Show Credit Worthiness without Credit? Transfer registration. JavaScript must be enabled to use this site.We're sorry for any inconvenience. What if my card is lost or stolen? Press question mark to learn the rest of the keyboard shortcuts. But what if the amount is comparable to or less than the postage? This is regardless of whether there is a myki pass or existing fare on the myki. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. I've got a new Myki in my Seniors package. Just one more benefit you enjoy as a COPFCU member. This lets you contact us to request a refund of any balance on the Mobile myki. How to pause your Myki or get your money refunded while you're stuck at *Rates, fees or bonuses may vary or include specific stipulations. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Renew driver licence. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . <>stream
Personal Credit Cards? If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Enter your cell phone number and well send you a link to install the WalletHub app. PTV does not have any access to any information within the Google Wallet app. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? How to Process Credit Card for Consumers & Merchants? I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). The system was delivered more than $500m over budget and behind schedule. Step 4: Analyze Your Top Picks. About a week back, I went from Frankston to St. Albans, changing at Flinders. If these are your only two cards, your credit utilization ratio is 33.33%. What are the best Ways to Start Travel Hacking? If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. How to transfer a balance to a Capital One credit card The Pros And Cons Of Balance Transfer Credit Cards - Forbes It has a 256-day expiry and credit is rolled over if you renew before the expiry. But what if the amount is comparable to or less than the postage? Myki - Wikipedia If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. On Friday Martin. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream
If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Cincinnati Police Federal Credit Union Balance Transfers <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. We'll block it and can arrange a refund to your new Mobile myki. You probably want to transfer a balance to save money not spend more. Some trips take longer than two hours because of a transfer between services. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. There must be hundreds of thousands of Myki card balances in this situation, if not millions. When a Myki card is lost or . 0000003774 00000 n
Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. You'll need to buy and top up a new Mobile myki. If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. Contact us to request the transfer. I need to transfer a balance from one credit card to another credit My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . How are Banks Adapting to Meet New Needs Because of Coronavirus? Auto top up and Auto-load cant be transferred to your new myki. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. What is the glossary of common credit card terms? No. I was told there was nothing I could do for this one as it wasn't registered. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. But is it possible to go to a ticket booth. About Myki cards & Mobile Phone SIM cards - Tripadvisor Wtf? This is why I don't keep much money on transport cards. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . What a frikkin waste of money! All myki smartcards expire after four years. The short version. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. It appears as a "Approved Level 2" request on my myki account on the website. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Edited for typos. 3. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Auto-load is the same as auto top up. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. You can replace some types of tickets if they are lost or stolen. Why Melbourne's public transport ticketing system myki may soon be A Mobile myki expires after two years. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. On your new phone, download Google Wallet and set it up with your same account details. Carrying that balance is costing you $1,000 a year in interest. 0000117992 00000 n
For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies EDIT; The card that I want to transfer FROM was lost and it was de-activated. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. We're working to improve our systems so we can allow other payment card types in the future. Initiate the balance transfer. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! New comments cannot be posted and votes cannot be cast. The only way is to download a form, fill it out, post it in, and wait weeks. Sorry, the Seniors Card program cannot replace lost myki cards. Let's say you have $4,000 in credit card debt and transfer that balance to a . I was told that when I made a new card I would be able to transfer the money across. What is a balance transfer and how does it work? - CreditCards.com You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. Transfer a Balance From One Synchrony Bank Card To Another Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. 0000001076 00000 n
184 0 obj You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. 0000014515 00000 n
Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? It's shit like this which makes me happy and proud I have never used Myki in my life. If it doesn't appear, your phone does not have an NFC chip. 216 0 obj Balance Transfers for Credit Cards - Tips and Advice | CIBC More than a year ago, I needed to change my concession Myki to full fare (no longer a student). The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. This is how I feel when people ask if I can fax them a form. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. A quick tutorial to transfer your myki balance between google pays on different android phones. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. How many level crossings could have been grade-separated with that money? They are good for people who use transport frequently. Register your myki - Public Transport Victoria A balance transfer does not happen automatically. A balance transfer can give you the flexibility to: Pay off high-interest balances I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Your new starting balance would be $3,090. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. Save. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. How can I check the balance of my myki card? - KnowledgeBurrow I realise this is not a life-changer, but there's a principle at stake. <> Simply allow 24 hours for travel and transactions to appear. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. We're looking to expand the number of card types available, so more passengers can use Mobile myki. 0000005223 00000 n
The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Select the card with the best balance transfer offer available to you. Mobile myki Frequently asked questions - Public Transport Victoria For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Your myki smartcard expires after four years. Apply for a traffic accident report; V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. You can replace your ticket if its expired, damaged or defective. Your card provider holds the right to approve or deny your request for a balance transfer. 178 0 obj Go to Settings > Connected devices > NFC. Balance transfers usually go through in five to seven days, although they may take longer. Depending on your card provider, you may initiate the process online or over the phone. Upon approval, your new card provider might pay your old card provider directly or send a check to you. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. You may be using an older version of Google Wallet. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). From the Transfer Funds To drop-down, select the credit card that will received the balance. . The balance transferred when the old card expired. How balance transfers work Youll need to complete a V/Line Passenger Refund Application Form. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Wait a few minutes then check the app to see your balance. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. Please note you cannot replace a lost or stolen myki at a premium station. Tap Travel Card. Do Not Sell or Share My Personal Information. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. WalletHub Answers is a free service that helps consumers access financial information. 0000004635 00000 n
You can register either when you buy your myki, or at a later date. Top up myki | Service Victoria You may want to hire a professional before making any decision. Your Mobile myki expires after two years. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. That's a lot of free money for Myki, which customers are unlikely to ever claim. If you register your myki, you can set Auto Top Upand manage your myki. Once you do, carrying out a balance transfer becomes rather straightforward. New comments cannot be posted and votes cannot be cast. 185 0 obj Can I transfer my American Express balance to another card? - WalletHub If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. You might also lower your overall monthly payments and turn multiple bills into one easy payment. 0000006952 00000 n
Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Myki Q+A: Straight answers to your questions | Public Transport Users If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. You'll need to know the account number for your existing balance and how much you want to transfer. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. You can manage your Adelaide metroCARD online by setting up an account. Start the process by listing out your current credit cards, writing down each . Click on "Select Offer.". Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? About go card | Translink If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. Here are some tips to save on fees and interest on a balance transfer. Here's where to find it: After logging in to your account, go to "Card Details.". Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . What happens to your credit card after a balance transfer? Balance Transfer Calculator: How Much Can You Save With A Balance myki - Public Transport Victoria It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them!